We moved from Va to OK a couple of years ao. In the planning stages of building our home I decided, against the will of the builder, other builders and family to not have so much natural gas in our home. We do have a natural ga home heating system and a gas firelog fireplace (no chimney for efficiency). I eliminated the typical natural gas clothes dryer and I eliminated the natural gas water heater. In fact we do not have a ater heater in our home. We have an on demand water heating system. For 2 years now we have been more than pleased with these decisions. Last month (June and half of july) our electric bill was about $150.00 (air conditioning going 27/7) and our natural gas bill was about $11.00 (and that was minimum fees for zero use) . I anyone has a better system let me know. That is a system that will not take a 2nd mrtgage to get. What I have suggested will take probably less than $2000.00 to install. Now compare your high gas and electric bills with mine and see how long it will take to recoupe the initial investment. Hopefully this has been good advice for many to think about.